Prism
LenderToolkit.com
Introducing
Prism isn’t just another tool—it’s the right tools, working together as one. Designed to maximize Encompass, Prism brings indexing, data extraction, income and asset analysis, and AI-driven underwriting into a seamless, automated workflow for the full loan lifecycle. No more juggling vendors, systems, or data silos. Just one powerful, unified experience designed to enhance every step of the loan process.
Better lending isn’t about one tool—it’s about the right tools working together.
A Full Package for Speed, Accuracy, and Borrower Satisfaction
Tired of shuffling disconnected tools, patching together solutions, and struggling with inefficiencies in your loan origination workflow? Prism brings everything together—seamlessly connecting income analysis, asset verification, and AI-driven underwriting into one cohesive experience.
Power with the Push of a Button
Analyze
Go beyond just income calculation by assessing the borrower's ability to repay.
Data
Significantly reduce manual effort with automated document indexing and data extraction.
Clear
Identify potential issues and streamline decision-making. Empowering humans, enhancing potential.
All Loan Products
FHA, VA, Conventional, USDA, and non-QM loans with repped and warranted income calculations.
A recent independent case study by Vice Capital Markets showed significant gains for participants.
$250,000 Additional Profit
Lenders conservatively picked up an additional $250,000 that would have otherwise been left on the table without Lender Toolkit.
50% Decrease in Rejected and Repurchased Loans
Eliminating over $100,000 on an average loan and over $300,000 for high-cost loans in repurchase cost.
Reduced Costs
Fewer rejected loans, shorter commitment periods, and lower extension/repurchases, means more money in your pocket.
Enhance Your Workflow from Application to Closing
No more Frankensteining your processes. No more silos. Just better lending through better connections. Let Prism unify your workflow, so you can focus on what truly matters—your borrowers.
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Automate document and data processing.
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Create consistent and accurate decisions.
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Submit complete, error free files for a smoother underwriting process.
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Achieve application to close in 10 days or less.
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Increase one-touch opportunities to closing.
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Reduce investor fees and extension costs.
Data: Eliminate Manual Effort and Improve Accuracy
Prism simplifies your data handling process by automatically collecting, separating, collating, and indexing documents from various sources, including PDFs, scans, and smartphone images.
The extracted data is then processed and documents are placed directly into corresponding folders, enabling you to identify missing information and ensure completeness.
Analyze: Guaranteed Rep and Warrant Coverage for Accurate Calculations
Prism provides guaranteed rep and warrant coverage for all income calculations, ensuring accuracy and compliance. It goes beyond just calculating income, helping you assess the borrower's ability to repay.
Identify income sources, and analyze recurring transactions, overdrafts, and other key data points to provide a comprehensive assessment.
Clear: Data-Driven Decisions with Real-Time Underwriting
Prism provides a clear and transparent view of your data. It provides lightning-fast full underwriting reviews and seamless integration with your existing workflow.
Prism streamlines your workflow, enabling you to make data-driven decisions with increased confidence and accuracy.
Unbeatable Pricing
$99
Introductory Rate
Our introductory rate is unbeatable. Go ahead and shop around, I dare you.
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Systems in One
Indexing/data extraction, income calculator, asset analyzation, and underwriting all-in-one.
If you find indexing & data extraction, income calculator, asset analyzation, and underwriting systems with different vendors with comparable features and rep and warrant coverage with a la carte pricing that beats our $99 special, we want to know how you did it. Prove it and we will match it.
*Good through August 2025
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